We provide legal services required for the transfer of ownership from a seller to a buyer. This process is referred to as a conveyance. Services include: Review of Purchase and Sale Contract, Title & Tax Search, Form A Transfer Form, Review of Property Plan, Strata Documents (applicable for Strata Properties), Statement of Adjustments, Statement of Title Certificate.
Notaries have extensive experience helping BC homeowners with all real-estate related transactions, including Mortgage Refinancing. We understand and protect your needs to ensure smooth home Mortgage Refinancing.
What is Mortgage Refinancing?
Many BC homeowners have significant equity in their homes; either because they've paid down an existing mortgage, enjoyed a significant increase in the value of their home as house prices have risen- or both.
Mortgage Refinancing involves borrowing money- usually in the form of a line of credit-against the current value of your home. Using your home as security, you can arrange to have funds available to help you pay for your children's education, purchase a second property for an investment or recreation, take that long-delayed dream vacation or simply ease your retirement. Mortgage Refinancing allows you to use your home to get more out of life.
If you're considering a Mortgage Refinancing and want to learn more, talk to your Notary. We can help you understand and navigate the complete refinancing process.If you already have a lender-usually a bank or mortgage broker-they will ask you to complete a credit application, often on-line but sometimes in hard copy. Many lenders can approve your credit application within hours or days. If you aren't sure which lender to call, we can refer you to lenders who we work with regularly.
Once your credit application is approved, it's time to contact us. We will provide legal advice, complete the necessary documents and return them to your lender to help them make your funds available as quickly and conveniently as possible.
Contact Carolyn Grace Sussey today for assistance.